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Protecting Retirement Savings During Volatility

Protecting Retirement Savings During Volatility

1 Retirement Income in Volatile Markets, Daniel Hunt, Morgan Stanley, Feb 27, 2019

2 Note: The Setting Every Community Up for Retirement Enhancement Act of 2019, commonly referred to as the SECURE Act, increased the RMD starting age to 72 from 70½ for those individuals who turn age 70½ in 2020 or later.


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Equity securities may fluctuate in response to news on companies, industries, market conditions and general economic environment. Companies paying dividends can reduce or stop payouts at any time.

Bonds are subject to interest rate risk. When interest rates rise, bond prices fall? generally the longer a bond’s maturity, the more sensitive it is to this risk.

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Hypothetical results are for illustrative purposes only and are not intended to represent future performance of any particular investment. Your actual results may differ. The principal value and investment return of an investment will fluctuate with changes in market conditions, may be worth more or less than the original cost. Forward-looking statements are based on assumptions that may not be realized.

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